Kevin H Mortgages (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, disclose, and protect your information when you visit our website or use our mortgage services.
Information We Collect
We may collect the following information:
- Name
- Email address
- Telephone number
- Mailing address
- Employment information
- Income and financial details
- Property information
- Mortgage requirements
- Credit-related information (with your consent)
- Information submitted through contact forms or mortgage applications
- Technical information such as IP address, browser type, device information, and website usage data
How We Use Your Information
We use your information to:
- Respond to enquiries
- Provide mortgage advice and recommendations
- Process mortgage applications
- Verify identity where required
- Communicate with lenders, insurers, and financial institutions
- Improve our website and services
- Meet legal and regulatory obligations
- Send updates or marketing communications where you have provided consent
Sharing Your Information
We do not sell your personal information.
Your information may be shared with:
- Mortgage lenders
- Financial institutions
- Mortgage insurers
- Credit reporting agencies
- Legal professionals
- Appraisers
- Service providers assisting with mortgage processing
- Government or regulatory authorities where required by law
All third parties are expected to protect your information appropriately.
Data Security
We use reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, misuse, or loss.
While we take appropriate precautions, no method of electronic transmission or storage can be guaranteed to be completely secure.
Retention of Information
We retain personal information only as long as necessary to:
- Complete mortgage services
- Meet legal requirements
- Resolve disputes
- Maintain business records
Information is securely destroyed when no longer required.
Your Rights
Depending on applicable Canadian privacy laws, you may have the right to:
- Request access to your personal information
- Correct inaccurate information
- Withdraw consent where permitted
- Request deletion where legally allowed
- Ask questions about how your information is handled
Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.
Children’s Privacy
Our services are intended for individuals aged 18 years or older. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy periodically. Updates become effective once posted on this page.
Contact Us
If you have questions regarding this Privacy Policy or your personal information, please contact Kevin H Mortgages using the contact information provided on our website.
